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Debt analysis is critical to structuring deals properly.  Students learn to get it done right... the first time!
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   Training Loan Originators To Make More Money


What We Do and Why You Need This

THE BOTTOM LINE - Unprofessional, Uninformed Mortgage Personel will no longer be tolerated by the borrowing public. Would you?

The days of a mortgage "professional" being told by a "manager" to go out and get a signature on an application and...

  1. Expect the "Manager" to place the loans for you... until you run out of relatives and friends to finance, or...
  2. Expect customers to put up with an unknowledgable loan originator who's directly involved with the single largest financial transaction most people will realize in their lives, or...
  3. Expect Wholesale mortgage companies to put retail originator's deals together for them...

ARE OVER!

IT'S TIME TO WAKE UP AND SMELL THE COFFEE!

We teach loan originators (or for that matter anyone needing to know the fundamentals of the mortgage business) what they MUST know to compete in today's market. Below is one example.

Click Here: See our detailed Need-to-Know Essensial Course outline.

Not convinced you need to know this stuff?   Try taking this basic mortgage math quiz.

Let's be real. The mortgage and real estate market is tough enough right now without having the core knowledge your customers expect you to have mastered. If you don't have a clue... they'll pick up on it and simply move on the the next loan officer.

Why... because they can. Gone are the days of mortgage customers having to "take a number" to get someone to pay attention to them. THE TIDE HAS TURNED.

This is NOT sales training. This is NOT recruiting. This is NOT "motivation" or some rah-rah experience to pump you up.

This is skills training taught by proven experts who have sat where you sit, and they've sat on the other side -- the wholesale side -- and approved or denied the deals you've brought.

You will gain a solid command of the true nuts & bolts of Loan Origination. You will gain MASTERY of essential skills to increase your closing ratio and your income.

   No Other Course Offered Teaches This!


Fact... Getting the customer is not enough.

You have to know how to do the math (right the first time), price the loan, verify your documents, find the right lender, get the loan packaged, submitted and approved.


   Here's Just Part Of What You Will Gain

How to work the math on every deal! (i.e., Blended Rates, properly computed escrow for the GFE, etc.)
How to read a rate sheet and price out a loan for A and B/C lenders.
How to pre-qual like a pro by knowing what questions to ask every time -- and with every borrower and Wholesale AE.!
How to get cleaner "conditional loan approvals" with far fewer stipulations to slow you down!
The simple "2 minute step" that will increase your closing ratio by up to 30%!
How to accurately determine stated income acceptable to most lenders -- so your apps quickly gain underwriters' approval!
How to use the Internet for immediate verification of documentation ... And it's free!
How to deal with the nuances of different lenders -- and learn how to place your loans with exactly the right one every time!
How to reap the benefits of a faster closing through proper loan structuring.
How to get maximum cooperation from lenders' account execs and processors the first time, every time.
How to get a lenders' underwriter to consistently move your files to the top of the piles!
How to slash your submission error rate to practically ZERO!

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